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Current Rates - Effective November 1, 2016

(All rates are subject to change without notice.)

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ATM Locations
Surcharge FREE ATMs
 

Account Type

Minimum
Balance

A.P.R.

A.P.Y.

Compound Frequency

Regular Share (Savings)
$25 0.13% 0.13% Quarterly
Checking (Traditional)
None 0.13% 0.13% Monthly
Checking (Non-Traditional)
None None None N/A
Christmas Club
None 0.25% 0.25% Annually
Vacation Club
None 0.10% 0.10% Quarterly
Fortune Fund
None 0.10% 0.10% Quarterly
 
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Penalties may be imposed for early withdrawals.

 
 

Share Certificate
Rates

Minimum Balance

A.P.R.

A.P.Y.

Compound Frequency

90 Day Share Certificate $1000 0.25% 0.25% 90 Days
1 Year Share Certificate $4000 0.25% 0.25% Monthly
2 Year Share Certificate $500 0.30% 0.30% Annually
5 Year Share Certificate $1000 0.50% 0.50% Annually
 
     
 

Penalties may be imposed for early withdrawals.

 
 

IRA Share Certificate Rates

Minimum Balance

A.P.R.

A.P.Y.

Compound Frequency

3 Month IRA Certificate $100 0.25% 0.25% 3 Months
1 Year IRA Certificate $100 0.25% 0.25% Monthly
2 Year IRA Certificate $100 0.30% 0.30% Annually
5 Year IRA Certificate $100 0.50% 0.50% Annually
 
     
 

Loan rates may vary based on credit evaluation.

 
 

Personal Loans
(Rates as low as)

Up to 60 Months 9.5% A.P.R.
 
     
 

Vehicle Loans
(Rates as low as)

36 Months
(A.P.R.)

48 Months
(A.P.R.)

60 Months
(A.P.R.)

72 Months
(A.P.R.)

New Vehicles
1.99% 1.99% 2.99% 2.99%
Used Vehicles (1 - 4 Years Old)
3.29% 3.29% 3.29% 3.69%
Used Vehicles (5 - 7 Years Old)
3.99% 4.29% 4.69% N/A
Used Vehicles (8 - 10 Years Old)
4.59% 4.89% N/A N/A
 
     
 

Other Loans
(Rates as low as)

36 Months
(A.P.R.)

48 Months
(A.P.R.)

60 Months
(A.P.R.)

New Motorcycles
3.99% 4.49% 4.99%
Used Motorcycles
4.99% 5.49% 5.99%
New Boats
3.99% 4.49% 4.99%
Used Boats
4.99% 5.49% 5.99%
New Recreational Vehicles
6.49% 6.99% 7.49%
Used Recreational Vehicles
7.49% 7.99% 8.49%
 
  A.P.R. - Annual Percentage Rate
A.P.Y. - Annual Percentage Yield
 
     
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